Payments

How do I buy on EMI's ?

bwindia.net doesn't provide EMI facility for online payments, however, If you swipe Master / Visa Credit Card on Your visit to the store, You can ask your card issuing bank to convert the swiped amount to EMI. You may contact your banker for more details.

HDFC Card Holders Can Get Instant EMI without any paper work. You will need to visit us personally to avail this facility.

How can i make payments? How to pay?

Payment Methods - iTerials

1. Bank Transfer or Deposit

a. SCAN QR Code (UPI - Any of Hudreds of Apps like PayTM, BHIM etc.) - Simplest and Fastest Method

UPI_QR_Code_iTerials.jpeg

b. Online Banking

What if i want to deposit cash in you bank account instead of IMPS, RTGS or NEFT ?

You can do that. This method of bank deposit is the Simplest One. As Good As having a bank account in our banks. The Transfer transaction completes and confirms within few minutes.

Will I be Charged by bank also for using IMPS, RTGS or NEFT ?

As per RBI Guidelines, Indian Banks cannot charge more than following to sender of funds using NEFT / RTGS / IMPS. However, few banks charge you certain nominal amount of Rs.25-Rs.50 depending on their internal policies. Most Banks are not charging anything for this service.

Up to One lac - Nil - No charges.
one lac to five lac - Rs.25 per transaction.

What is the Difference among GooglePay, UPI, RTGS, IMPS or NEFT ?

Launched recently in 2018, Based on UPI, Google Pay is The Latest Payment Gateway Service offered with an extremely easy to use interface and least value restrictions as generally noticed in other payment methods. As on March 2019, This is The Most Favorite method adapted by bwindia patrons to transfer funds.